Legal

Terms of Service

These terms govern your use of the Credit Legal Help website, intake forms, educational content, and consultations.

Last updated: June 2026

Acceptance of Terms

By accessing or using the Credit Legal Help website, intake forms, or related communications, you agree to these Terms of Service. If you do not agree, please do not use the site.

Educational Information, Not Advice

The content on this site is provided for general education and information only. It is not legal advice, financial advice, tax advice, mortgage advice, or investment advice for your specific situation. Reading this site or submitting a form does not create an attorney-client relationship, a lender relationship, or any fiduciary relationship.

An attorney-client relationship is formed only when a separate written engagement agreement is signed with our supervising attorney or law firm.

No Guaranteed Outcomes

We do not guarantee any specific credit score change, account deletion, dispute outcome, funding approval, credit limit, interest rate, loan program, mortgage approval, or legal result. Results depend on your individual credit profile, documentation, income, debt, lender underwriting, program guidelines, and other factors outside our control.

Service fees are paid for the work performed — including review, education, strategy, preparation, dispute support, and coaching — not for a specific outcome.

Your Responsibilities

You agree to provide accurate, complete, and current information when using our forms and services. You are responsible for keeping your login credentials, account information, and personal records secure. You agree not to use the site to submit unlawful, misleading, or fraudulent information.

Third-Party Services

The site may link to or rely on third-party services such as scheduling, intake, payment, communication, or analytics providers. We are not responsible for the content, policies, or performance of those third-party services. Your use of any third-party service is subject to that provider's own terms and privacy policy.

Intellectual Property

All content on this site — including text, graphics, logos, and branding — is owned by Credit Legal Help or its licensors and is protected by applicable intellectual property laws. You may not copy, redistribute, or use our content for commercial purposes without prior written permission.

Limitation of Liability

To the maximum extent permitted by law, Credit Legal Help and its team are not liable for any indirect, incidental, special, or consequential damages arising from your use of the site or services. Our total liability for any claim related to the site or our services is limited to the amount you paid us for the service giving rise to the claim during the twelve months immediately before the claim.

Changes to These Terms

We may update these Terms of Service from time to time. The most current version will always be posted on this page with a revised last updated date. Continued use of the site after changes are posted constitutes acceptance of the updated terms.

Contact

Questions about these terms can be sent through the contact options on the website.

General Information Only

These terms are provided for general information and do not replace any signed service agreement, attorney engagement agreement, or notice required by federal or state law.